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This Morning from CBS News, Nov. 4, 2016

Terror threat

U.S. intelligence officials are working to evaluate the credibility of an apparent al Qaeda threat to target Americans in the homeland the day before Election Day next week. Officials say the threat pertains to three states in particular, but there are few details, and it isn’t yet clear how worried law enforcement agencies are about it.

Staying focused

Four days until Election Day, Donald Trump is trying hard to stay on message, holding rallies in conservative areas of battleground states to energize voters by reminding them about scandals he argues would follow Hillary Clinton into the White House. In North Carolina, Trump and some top military supporters scoffed at the idea of Clinton as commander in chief.

Battleground offensive

Hillary Clinton, meanwhile, is doing everything she can in the final stretch to keep the spotlight on her Republican opponent. Clinton’s final argument, especially in battleground states, is that a Trump presidency would leave many Americans behind. She will spend today on a whirlwind tour of three states she knows could prove vital.

What’s an elector?

Millions of voters will head to the polls to cast ballots in the 2016 presidential election (and some already have), but the outcome won’t be official for another two months, in January. That’s because the presidential election is decided by the Electoral College, and not the national popular vote. So what’s that mean, and how does it work? Here’s all you need to know.

Disability invisibility

There are millions of Americans with disabilities, and many are registered to vote. But apart from Hillary Clinton using her rival’s apparent mocking of a disabled reporter to blast him in ads, the topic of helping America’s disabled has been largely ignored by both candidates. We ask advocates for the disabled why that might be the case, and how the election rhetoric has impacted their work.

Jared Fogle’s ex

Disgraced former Subway spokesman Jared Fogle’s ex-wife is opening up to CBS News about her explosive allegations against the sandwich company. Katie McLaughlin filed a civil suit accusing Subway of negligence, saying the company was notified about Fogle’s sexual interest in children at least three times during his stint as spokesman, but failed to tell police.

Poll positioning

Mounting political uncertainty surrounding next week’s presidential election is rattling financial markets. But some investors smell a buying opportunity, with analysts saying stocks are oversold. The key to seizing the moment? Positioning your portfolio for Nov. 9 and beyond.

Falling behind

The end of daylight saving time on Monday may leave many Americans grumbling when they leave for work shrouded in darkness. But there’s another reason to complain: The annual practice of resetting our clocks is bad for the economy -- here’s why.

Ad picks

From a U.S. Senate candidate assembling an assault rifle blindfolded, to a plea from a long-suffering politician’s wife and a personal story of survival from a gun owner, we review some of the most creative -- and effective -- political ads from this year.

More top news:

U.S.

Person of interest questioned over fire at black church in Miss.

Harvard soccer team suspended over “scouting report”

Alabama man wins reprieve from execution, for 7th time

Contractor mishap forces evacuation of major Las Vegas casino

World

Huge, deadly blast blamed on separatists targets Turkish cops

Buying deadly drugs online from China can be done in minutes

Gay reality TV star also happens to be U.S. Ambassador to Denmark

Politics

Huma Abedine headlines D.C. fundraiser for Clinton

Emails: Clinton, aide discussed sending secure cell phone via FedEx

Donald Trump’s tough path to 270 electoral votes

Trump and Clinton spark intense debate among older voters

Business

How retirement hurts living standards for boomers

How to curb spending on kids’ holiday gifts

10 ways stores trick you into spending more during the holidays

Health

Norovirus outbreak at USC sickens at least 100 students

Police say 2 Utah teens killed by new synthetic drug “pink”

Science and tech

90 miles in your car melts a foot of Arctic sea ice

Uber rebuilds its app from the ground up

Entertainment

Beyonce reportedly set to campaign for Clinton

How Willem Dafoe channeled rage in “Dog Eat Dog”

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