Homes: What you can buy for $200,000

In most U.S. cities, $200,000 will buy a comfortable place to call home -- and it will probably have a decent patio.

This price point aligns very closely with the U.S. median home value, which is currently $178,500 according to Zillow. Of course, all real estate is local. In Atlanta's Ormewood Park, spending just over that amount will buy a spacious two-story home with a storage loft, while in West Seattle it will buy a place that's about the size of a storage loft.

However, the overall trend dictates that $200,000 seems to generally get you hardwood flooring, a fireplace, in-unit laundry and some kind of patio -- regardless of square footage.

Here are 10 homes you can buy for $200,000 across the country.

Houston

A buyer with $200,000 in the Eldridge/West Oaks neighborhood of Houston could buy this three-bedroom, two-bathroom,1970s traditional home, which went on the market in December 2014. It's less expensive than the median $304,000 price of homes currently listed in the area.

It features a covered patio, fireplace, hardwood flooring, granite countertops, a double oven, an eat-in kitchen and "formal" dining room -- and lots of ceiling fans.

Atlanta

This three-bedroom, 2.5-bathroom, two-story traditional home in the Ormewood Park neighborhood of Atlanta is on the market for around $195,000. It was first listed for $215,000 in November last year, got a price cut to $200,000 a month later and then a third one this month.

The property last sold for just $65,300 in April 2009. Its price is in line with the median home value in the area, which is $171,500 according to Zillow.

The property has a front porch, backyard deck, fireplace, one-car garage, hardwood flooring, double vanities in the master bath, a laundry room and a small storage loft area.

Philadelphia

This three-bedroom, three-bathroom colonial townhouse in the Liberty Circle subdivision of Philadelphia went on the market for $200,000 in December 2014. It was last listed in October 2011 for $229,900 and after several price reductions down to just under $220,000, the listing was removed in May 2012. Its current price aligns more closely with the $175,600 median home value in the area.

The property has an eat-in kitchen, a two-car garage, fireplace, two skylights, backyard patio, laundry closet and laminated flooring.

Chicago

In the Old Irving subdivision of North Chicago, $200,000 will buy this two-bedroom, one-bathroom condo in a 1920s brick building. The property, which has been on the market since last month, last sold for $225,000 in June 2006. It's slightly less expensive than the $246,900 median home value in the immediate area, but slightly more expensive than the $185,400 median home value in the city as a whole.

It features hardwood flooring, an in-unit washer/dryer, a fireplace, granite countertops, stainless steel appliances, a small front porch and back deck and one outdoor parking space.

Indianapolis

This three-bedroom, two-bathroom arts-and-crafts-style home in the Edgehill Amend subdivision of Indianapolis went on the market for $200,000 last month. It was last listed for $225,000 in April 2011 and after two price reductions -- which ultimately put the price at $199,000 -- the listing was removed. It's more expensive than the $82,500 median price of homes currently listed in the area.

The 1930s property has a fireplace, two-car garage, patio, breakfast nook with "mosaic walls," mud room, pantry, sun room, garden, hardwood and river stone flooring, an attic and unfinished basement. According to the listing, the home's yard is a registered wildlife habitat and plant area.

Jacksonville

This two-bedroom, two-bathroom house in the St. John's Park subdivision of Jacksonville, Florida, went on the market last month for $200,000. The current owners purchased the property in March 1989 for just $41,000. It's more than twice as expensive as the $88,200 median home value in the neighborhood.

The one-story home features a large front porch, screened back porch, one-car garage, gas fireplace, laundry and mud room, breakfast nook with pine wall paneling and hardwood flooring.

Seattle

In West Seattle, $200,000 will buy this 632-square-foot, one-bedroom, one-bathroom, two-story loft. It last sold in April 2008 for $235,000 and was rented out in April 2014 at $1,300 per month. The small unit is much less expensive than the median home value in the notoriously pricey area, which is currently $391,800, according to Zillow.

It has two skylights, a small balcony, walk-in closet, fireplace, breakfast bar, an in-unit washer/dryer, one parking space in the building's attached garage and access to a rooftop deck and in-building elevator.

Tulsa

This three-bedroom, three-bathroom ranch house in the Shadow Mountain Estates subdivision of Tulsa, Oklahoma, has been on and off the market at $200,000 since March 2014. It was most recently relisted at the same price last month. The last time it sold was in March 2012 for $195,000. Its price point is relatively in line with the $172,800 median home value in the area.

The 1970s property features a fireplace, breakfast nook, deck, pantry, two-car garage, sunken living room, surround sound wiring, granite countertops, two walk-in closets and a jetted bathtub.

Baltimore

A buyer in the Hamilton Hills neighborhood of Baltimore can buy this three-bedroom, two-bathroom colonial home for $200,000. It has been on and off the market since October 2013 when it was listed for just under $220,000. The property last sold for $233,000 in September 2009. It's quite a bit more expensive than the median home value in the area, which is currently at $157,800 according to Zillow.

The home sits on 9,000 square feet of land and has a deck, walk-in closet, pantry, finished attic, security system, an unfinished basement, hardwood flooring, granite countertops, cherry cabinetry and off-street parking.

Raleigh

This two-bedroom, 2.5-bathroom traditional townhouse in the Raven Pointe subdivision of Raleigh, North Carolina, went on the market last month for $200,000. The price was reduced to $195,000. It last sold in August 2004 for $165,000. The current price is much lower than the median home value in the expensive area, which Zillow puts at $361,600.

It has hardwood flooring, stainless steel appliances, a covered patio, fireplace, one-car garage, walk-in closet, breakfast bar and an unfinished attic.