Expert: Cash Cow Of Credit Theft Is ID Information

NORTH TEXAS (CBSDFW.COM) - The security of shoppers has been put to the test since Christmas. Days after a security breach at Target the company took out ads in newspapers in North Texas and across the country -- apologizing.

But Target is one of three major businesses dealing with data breaches that put customer information at risk. Target was hit on Black Friday and last we learned about a security breach at Neiman Marcus.  Customers are also reporting the possible compromising of thousands of Bank of America credit card accounts.

In total, millions of consumer's credit cards and personal information have been put at risk over the last few weeks.

Nowadays the question isn't if your financial information will be compromised, but when.

While most people worry about picking up the tab for someone else's shopping spree, analysts say the cash cow in credit data theft is identity information.

"People also steal sensitive personal information, such as your social security information," explained Professor Husseign Cavusoglu, who studies identity theft. "They can use this information to engage in fraudulent activities to exploit your credit history."

Cavusoglu strongly encourages everyone to religiously review their bank and credit card statements and suggest having your creditors check your history, to ensure someone hasn't created an account with your information.

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